Difference Between SSDI and SS: People who can’t work because of a disability can get help from the Social Security Administration (SSA) in the form of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Both programs are meant to help people who can’t work because of a disability but differ in several important ways.
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Difference Between SSDI and SS
SSDI is a program that helps people who have worked and paid Social Security taxes for some time. To be qualified for SSDI, a person must have a medical condition that will keep them from working for at least a year or cause them to die. Also, based on how long and old they are, they must have received a certain number of work credits. The amount of SSDI payments a person gets is based on how much they earn on average during their working years.
SSI, on the other hand, is a need-based program that helps people who are disabled and don’t have much money or resources. Unlike SSDI, SSI does not require people to have paid Social Security taxes, and a person’s work experience is not considered when deciding if someone is eligible. Instead, SSI benefits are based on a person’s income and resources, including any other income or support they may have.
The process for applying for SSDI and SSI is another essential difference. To get SSDI, a person must have worked for some time and paid Social Security taxes. They must also have a medical problem that makes it impossible for them to work. They must also show proof from a doctor to back up their claim. Applying for SSDI can be long and complicated, and many people are initially turned down for payments.
On the other hand, it’s easier to apply for SSI, and applicants don’t need to have paid Social Security fees or worked before. But they still have to show medical proof to back up their claim, and the application process can still be challenging. Also, because SSI benefits are based on need, people must meet strict limits on their salary and resources to be eligible.
As for the benefits themselves, SSDI benefits are usually higher than SSI benefits because they are based on how much money a person has made in the past. Also, SSDI recipients may get Medicare after a certain amount of time, while SSI recipients may be able to get Medicaid.
Lastly, it’s important to note that some people may be able to get payments from both SSDI and SSI. For example, someone who has worked for a while and paid Social Security taxes may be qualified for SSDI and SSI if they can’t work because of a disability and lack money or resources.
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Even though both SSDI and SSI are meant to help people who can’t work because of a disability, they are different in several important ways. SSDI is a program that allows people who have worked and paid Social Security taxes for some time. SSI is also a need-based program that will enable people who are disabled and don’t have much money or resources. The two programs also have different ways to apply, different eligibility standards, and different benefits amounts.